বাংলা শস্য বীমা/Bangla Shasya Bima (BSB) Form 2023
The West Bengal Government’s new scheme, “Bangla Shasya Bima (বাংলা শস্য বীমা) Yojana,” aims to provide crop insurance coverage to farmers in the state. Under this scheme, farmers cultivating aman paddy, aus paddy, jute, and maize can get financial assistance in case of crop damage due to any reason. The initiative, in collaboration with the Agriculture Insurance Company (AIC) of India, ensures that farmers are exempted from paying any premium amount. The state government will bear the entire Bangla Shasya Bima (বাংলা শস্য বীমা) crop insurance premium on behalf of the farmers, easing their financial burden and safeguarding their livelihoods. The availability of the Bangla Shasya Bima (বাংলা শস্য বীমা) Form 2023 PDF in Bengali online ensures easy access and efficient implementation of the scheme for the benefit of the farming community.
বাংলা শস্য বীমা: Eligibility Criteria and Benefits
| 1. Residency Requirement | The applicant farmer must be a permanent resident of West Bengal. |
| 2. Loan Criteria | To avail of the Bangla Shasya Bima (বাংলা শস্য বীমা) Scheme insurance benefits, the farmer must have taken a loan from a registered bank or any government institution. |
| 3. Benefits for Loanee Farmers | All farmers who have taken loans (granted or applied for) can avail of the insurance benefits provided by the Bangla Shasya Bima (বাংলা শস্য বীমা) Scheme. |
| 4. Coverage for Non-Loanee Farmers | Non-loanee farmers, who are cultivating notified crops, are also eligible to opt for the scheme and receive its benefits. |
| 5. Insurance Coverage on Crop Damage | As per the scheme’s guidelines, insurance coverage will be granted to the applicant only after facing damage to their crops. The beneficiary must provide proper proof and documentation of the crop damage to the concerned authorities to claim the insurance benefits. |
| 6. No Defaulters Allowed: | To be eligible for the scheme, the farmer applicant must not be a defaulter in any bank. |
The Bangla Shasya Bima (বাংলা শস্য বীমা) Scheme aims to provide a safety net to farmers against crop losses and ensure their financial well-being during challenging times. By offering insurance coverage to both loanee and non-loanee farmers, the government aims to support the agricultural community and encourage sustainable farming practices in West Bengal.
Salient Features of Bangla Shasya Bima
| 1. Crop Insurance Scheme: | Bangla Sasya Bima (BSB) Scheme is a comprehensive crop insurance scheme designed to benefit farmers in West Bengal. |
| 2. Insurance Provider: | The scheme is administered by the Agriculture Insurance Company of India, ensuring reliable and efficient coverage. |
| 3. Coverage Area: | The scheme covers multiple districts in West Bengal, including Darjeeling, Kalimpong, Purba Bardhaman, Paschim Bardhaman, Purba Medinipur, Malda, Hooghly, Nadia, Murshidabad, Cooch Behar, Birbhum, Purulia, Dakshin Dinajpur, North 24 Parganas, and South 24 Parganas. |
| 4. Premium Waiver: | Farmers are eligible to participate in the scheme without paying any premium amount, as the entire premium is borne by the West Bengal state government. |
| 5. Covered Crops: | The Bangla Shasya Bima (বাংলা শস্য বীমা) Scheme provides insurance coverage for several important crops, including aman paddy, aus paddy, jute, and maize. |
| 6. Stages of Payment: | The insurance payout is divided into four stages: losses during planting, cultivation, post-cutting period when crops are in the field, and losses caused by adverse weather conditions. |
| 7. Insurance Amount Calculation: | The West Bengal government determines the insurance amount based on a per-hectare basis, ensuring adequate coverage for farmers. |
বাংলা শস্য বীমা: Documents
| Identity Proof: PAN, Aadhaar Card, Driving License, Voter Identity Card, etc. |
| Address Proof: PAN Card, Valid Passport, Utility bill, Bank account details. |
| One passport-size photo of the applicant. |
| Signature verification of applicants. |
| Farmer ID Proof. |
| Land Measurements Documents. |
| Documents related to the extent of crop failure. |
| Details of existing loans and repayment track records. |
| Any other document if required. |
Downloading the Bangla Shasya Bima (বাংলা শস্য বীমা) Form 2023:
Farmers can download the Bangla Shasya Bima (বাংলা শস্য বীমা) (BSB) Form 2023 in PDF format from the provided link or alternative sources to initiate the application process.
The Bangla Shasya Bima (বাংলা শস্য বীমা) Scheme aims to provide financial security to farmers and protect their livelihoods against crop losses, promoting agricultural stability and growth in West Bengal.
